Need to share credit with a friend or family member on MTN? You can share your airtime in seconds directly from your phone. MTN Ghana makes sharing credit quick, safe, and easy for every user.
How Do You Send Airtime From One MTN Number to Another in Ghana?
To send airtime from one MTN number to another in Ghana, dial *198# on your phone. Select option 2 for transfer, enter the recipient’s phone number, type the amount you want to send, enter 0 for decimals, and input your 4-digit PIN. Confirm the prompt to complete the transfer instantly.
The main service that lets you share airtime with other subscribers is called “MTN Me2u.” You can access this feature using the official shortcode on any mobile phone without needing an internet connection.

Using “MTN Me2u” saves time. You do not need to visit a credit vendor or agent to share airtime. You can handle everything on your device wherever you are.
Before sending credit for the first time, you must activate the service on your SIM card. Follow the simple setup steps below to create your security PIN.
How To Register for MTN Me2U Service
Setting up your account takes under a minute. You only need to complete this registration process once.
- Dial *198# on your mobile phone.
- Select option 1 (Activate).
- Type a new 4-digit PIN (for example, 1234).
- Re-enter your 4-digit PIN to confirm.
- Wait for the pop-up message confirming successful registration.
You can also register via SMS by sending “register” followed by your 4-digit PIN (e.g., register 1234) to 1329.
Related Article: Ghana MTN Shortcodes: Check Out The Full List
How To Transfer MTN Credit To Another MTN Number In Ghana
Once your PIN is active, you can send airtime to any active MTN number instantly using these steps.
- Dial *198# on your phone.
- Select option 2 (Transfer).
- Type the recipient’s phone number (e.g., 024XXXXXXX).
- Enter the amount of airtime you wish to send.
- Type 0 for the decimal value.
- Enter your registered 4-digit PIN.
- Select option 1 to confirm the transaction.
Note: Keep your 4-digit PIN secret. You will need this PIN every time you send airtime to protect your balance from unauthorized transfers.
Alternative SMS Method: You can also share credit by sending an SMS to 1329 using this format: [Amount] [Recipient Number] [PIN].
Also Read: Cybersecurity Threats in 2026: Protecting Your Digital Identity
Frequently Asked Questions
What is the shortcode for MTN airtime transfer in Ghana?
The official shortcode to send airtime between MTN numbers in Ghana is *198#. You can also use the short code 1329 for SMS-based transfers.
Can I send MTN airtime to Telecel or AT numbers using Me2U?
No, the MTN Me2U service only works for transfers between two MTN Ghana numbers. To send money across networks, use MTN Mobile Money (*170#).
How do I reset my MTN Me2U transfer PIN?
If you forget your transfer PIN, call the MTN customer service helpline at 100 or visit the nearest MTN service center for assistance with resetting it.

